OUR FUNDING OPTIONS
Find the Perfect Loan Solution
for Your Business
Business Line of Credit
A business line of credit provides flexible access to funds for managing cash flow, covering expenses, or seizing growth opportunities. It’s ideal for small businesses or startups needing quick capital without fixed loan terms. Entrepreneurs value its versatility, paying interest only on borrowed amounts, ensuring financial agility and operational stability.
Apply Now
Term
12 - 30 months
Annual Rate
From 8.99%
Payments
Weekly/Monthly
Min Credit Score
620
Long-Term Loan
A long-term business loan offers large funding with extended repayment terms, perfect for established businesses planning major investments like equipment or expansion. It provides predictable repayments and lower monthly costs, ensuring financial stability. Ideal for businesses with steady revenue, it supports long-term growth and enhances operational flexibility.
Apply Now
Term
36 - 120 months
Annual Rate
From 5.99%
Payments
Monthly
Min Credit Score
650
Working Capital
A business working capital loan provides short-term funding to cover operational expenses like payroll, rent, or inventory. It’s ideal for small businesses facing seasonal fluctuations or cash flow gaps. Entrepreneurs benefit from quick access to funds, ensuring smooth operations and meeting immediate financial needs without disrupting long-term growth plans.
Apply Now
Term
1 - 24 months
Annual Rate
From 13.99%
Payments
Daily/Weekly
Min Credit Score
500
Short-Terms Loan
A business short-term loan offers quick funding with fast repayment, typically within a year. It’s ideal for businesses needing immediate cash for emergencies, inventory, or short-term opportunities. With faster approval and flexible use, it’s best suited for companies with urgent needs and the ability to repay quickly without long-term commitment.
Apply Now
Term
6 - 24 months
Annual Rate
From 11.99%
Payments
Daily/Weekly/Monthly
Min Credit Score
550
SBA Business Loan
A business SBA loan, backed by the U.S. Small Business Administration, offers low-interest, long-term funding for various needs, from expansion to equipment. It’s ideal for small businesses seeking affordable financing with flexible terms. Entrepreneurs benefit from easier qualification, making it perfect for growth-focused businesses with strong potential but limited resources.
Apply Now
Term
12 - 120 months
Annual Rate
From 7.99%
Payments
Weekly/Monthly
Min Credit Score
620
Merchant Cash Advance
A merchant cash advance provides upfront funds repaid through a percentage of future sales. It’s ideal for businesses with consistent credit card transactions needing quick, flexible funding solutions. Perfect for handling cash flow gaps or unexpected expenses, it suits businesses without strong credit but with steady revenue to ensure repayment.
Apply Now
Term
1 - 24 months
Annual Rate
From 14.99%
Payments
Daily/Weekly
Min Credit Score
500
About MerchantMarvels Funding
At MerchantMarvels, we focus on delivering fast, flexible, and dependable funding solutions specifically designed for small and medium-sized businesses. Our goal is to equip entrepreneurs with the financial tools they need to expand, succeed, and reach their full potential. With a commitment to transparency, competitive rates, and a streamlined application process, we’re dedicated to supporting your business at every stage of its journey.
Apply Online - It Takes 2 Minutes
Complete our online application form in less than 2 minutes, hassle-free, and take the first step toward securing your funding.
Upload Your Last 3 Bank Statements
Upload your last 3 bank statements so we can quickly review your application and approve your loan request without delays.
Receive Funding The Next Day
Our underwriting department will review your business details and statements the same day, once approved you will receive funding the next day
Check our frequently
asked questions
Questions
Actions
01 What types of businesses do you fund?
At Merchant Marvels Finance, we provide funding for a wide variety of small to medium-sized businesses across industries such as retail, restaurants, healthcare, construction, and more. As long as your business generates consistent revenue, we’re here to help you grow.
02How much funding can I qualify for?
The funding amount you can qualify for depends on your business’s monthly revenue and financial health. Typically, you can access up to 1.5 times your average monthly revenue.
03What are the eligibility requirements?
To qualify for funding through Merchant Marvels Finance, your business must have been in operation for at least 6 months, earn a minimum of $10,000 in monthly revenue, and provide the last 3 months of your business’s bank statements.
04How quickly can I receive the funds?
Once approved, you can receive your funds as soon as the next business day. The review and approval process usually takes just a few hours.
05 Will applying for funding affect my credit score?
No, applying for funding with Merchant Marvels Finance will not impact your credit score. We perform a soft credit pull during the initial review process, which does not affect your credit rating.
06Do you require collateral for funding?
No, our funding solutions are unsecured, meaning you don’t need to provide collateral to qualify for funding.
07What can I use the funds for?
You can use the funds for virtually any business need, including inventory purchases, payroll, marketing, equipment upgrades, or handling unexpected expenses.
08Are there any upfront fees?
There are no upfront fees to apply for funding through Merchant Marvels Finance. All costs will be clearly outlined and transparent before you accept any offer.
09How do I get started?
Getting started with Merchant Marvels Finance is simple. Complete our quick online application form, upload your last 3 months of bank statements, and we’ll guide you through the rest of the process. We’re here to help you every step of the way!